What is Credit Rating?
A credit rating is a forward-looking opinion provided by an independent rating agency regarding the creditworthiness of a specific obligor or financial obligation. It represents a comprehensive, analytical assessment of the obligor’s capacity and willingness to meet its financial commitment in full and on time, considering a multifaceted array of factors relevant to its operating environment, industry dynamics, financial structure, and governance.
The rating expressed through a standardized alphanumeric scale, where higher designations signify a strong likelihood of timely and full repayment and lower probability of default, reflecting a lower level of credit risk. Conversely, lower ratings indicate a higher perceived risk.
Rating Methodologies
Over the years since inception, Tassnief has issued more than 2,300 ratings using various methodologies. These included our main Corporate Methodology, Bonds, Engineering Firms Evaluation, Real Estate Valuators Classifications, Financial Institutions Methodology, Insurance Methodology, and others.
Learn MoreOur Rating Process
Our rating process is built on the principles of independence and analytical objectivity. From our initial engagement with management to the final rating assignment, we follow a structured and efficient workflow. Our ratings are the result of a comprehensive, multi-stage decision-making framework
Learn MoreOur Rating Policies
As a rating agency, Tassnief undertakes an important role in enhancing the confidence of investors, creditors, government, and semi-governmental agencies. We aware of this responsibility and achieve that through taking ownership of educating our clients and the general public, wherever applicable, of how to enhance financial standing and thus solvency of entities.
Learn MoreWhat Value Can Tassnief Add?
Undertake and Manage Risks
Tassnief's credit rating system enables companies to manage and mitigate financial and operational risks effectively. By assessing factors like governance, financial metrics, and business sustainability, Tassnief provides a holistic view of a company's risk profile. This comprehensive evaluation helps businesses understand potential vulnerabilities and make informed decisions to safeguard their operations against financial distress or market downturns.
Elevate Strategic Thinking
Tassnief's approach incorporates a blend of scale and risk assessments that prompts companies to think strategically about their growth and stability. By evaluating technical and business capabilities alongside financial health, Tassnief encourages entities to consider long-term strategic objectives, aligning their operational practices with broader market and industry trends. This helps companies position themselves competitively and adapt to changing economic landscapes.
Identify Opportunities
Through its detailed assessment framework, Tassnief aids companies in identifying untapped opportunities within their industries. By analyzing market position, revenue sustainability, and the company’s capacity to take on large projects, Tassnief highlights areas where businesses can expand or improve. Additionally, by comparing across sectors and indicating financial flexibility, Tassnief enables companies to explore new ventures or collaborations that might have been overlooked.