the first saudi credit
rating agency
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The First Saudi Credit Rating Agency
To begin its operations in 2004 under the supervisory umbrella of the Saudi Central bank (SAMA). It offers consumer and commercial credit information.
B
Total rated debt
Global event participants
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Publications
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Rated entities and transactions
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Analysts
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Years of experience
What is a credit rating?
A credit rating is an evaluation of the creditworthiness of a borrower, which can be an individual, corporation, or governmental entity. It is an informed assessment made by a credit rating agency that analyzes the entity's financial history, ability to repay debts, and the overall economic and financial environment. This rating influences the entity's access to borrowing and the terms of that borrowing, reflecting the entity's reliability and financial health.
Learn MoreThe rating process
The process of analyzing publicly available and privately provided information is conducted in accordance with SRA’s rating process.
Learn MoreThe rating scale
Learn how ratings and analyses address the relative credit risk of debt instruments and securities across global industries and asset classes.
Learn MoreExplore our Rating Services
Credit Rating
- Our credit rating service offers an independent and holistic assessment of an entity’s creditworthiness.
- Utilizing a comprehensive evaluation framework, we analyze governance, technical abilities, business performance, and financial stability to provide ratings that reflect the true risk and scalability of organizations.
- This service aids entities in accessing capital markets, optimizing borrowing costs, and enhancing their market credibility.
Financial Scoring
- Our financial scoring service provides a quantitative analysis of a company’s financial health, focusing on profitability, liquidity, and capitalization metrics.
- This streamlined assessment is ideal for smaller entities or specific projects where a full credit rating may not be required.
- Scores are derived from robust financial indicators and benchmarks, enabling quick and effective decision-making for investors and stakeholders.
Advisory
- We offer advisory services designed to guide companies through processes that can enhance their creditworthiness. Leveraging our deep understanding of credit markets, we help companies make informed decisions.
- Our expertise encompasses credit and financial policy development, development of credit manuals, criteria development for various sectors & methodologies and guidance on how to improve overall credit profile at a Company and portfolio level, including guidance on credit and financing products in general.
Research
- Our research services provide comprehensive analysis and detailed reports on key macroeconomic trends, industry reports, benchmarking and peer analysis.
- We aim to deliver insights into market trends, credit risk, economic forecasts, and industry dynamics.
- This service is tailored to equip investors and financial market participants with the critical information necessary to make informed investment decisions.
Why Tassnief ?
A wholistic 360-degree assessment of companies covering governance, track record, technical expertise, business and financial profile of companies. This ensures a more accurate and reliable assessment of creditworthiness. We create:
Confidence
Enhancing the confidence of investors, creditors, government, and semi-governmental entities.
Credibility
Reflect credibility and trustworthiness for stakeholders, including investors, creditors, customers, and vendors.
Transparency & Independence
Independent and regulated opinions reflect transparent methodologies allowing market participants to elevate their confidence.